NCUA Announces Tenth Round of Deregulation Proposals
By NCUA —
Alexandria, VA (April 21, 2026) ― The National Credit Union Administration today announced the tenth round of proposed regulatory changes associated with NCUA’s Deregulation Project. The project is an ongoing review of NCUA’s regulations to ensure regulations are focused on credit unions’ safety, soundness, and resilience.
With today’s announcement, NCUA is requesting comments on a proposal that would clarify agency guidance and eliminate unduly burdensome and duplicative requirements in the Code of Federal Regulations related to bank conversions and mergers. These changes are intended to allow a credit union’s board of directors to exercise its fiduciary duties and business judgement rather than imposing a rigid, agency-defined process.
Bank Conversions and Mergers – Merger of Insured Credit Unions into Banks – 12 CFR 12 CFR 708 A Subpart C
To submit comments, type or paste the docket numbers into the search on the Federal Rulemaking Portal.
For more information about the NCUA Deregulation Project, visit: https://ncua.gov/news/deregulation-project
The NCUA is the federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, the NCUA operates and manages the National Credit Union Share Insurance Fund.
Originally reported by NCUA.