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Fair Lending In Action: Navigating FCRA, ECOA, and Adverse Action Requirements

— Quest Conference Center, 9200 Worthington Rd, Westerville, OH, 43082, United States

Register today!

Join Crystal Streeper, Director of League Services with ViClarity, for an engaging and interactive training designed to help credit union professionals navigate the complexities of fair lending compliance.

This practical workshop will explore the requirements of the Fair Credit Reporting Act (FCRA) and Equal Credit Opportunity Act (ECOA), including application intake, member interviewing, adverse action notices, and fair lending best practices. Through real-world examples, case studies, and group exercises, participants will learn how to identify potential compliance risks, maintain consistent lending practices, and strengthen their institution’s fair lending program.

Whether you are a lender, underwriter, manager, or compliance professional, you’ll leave with actionable tools and insights to support compliant, member-focused lending decisions.

Topics include:

Purpose scope of FCRA and ECOA

Application Intake and Interviewing

Real-world scenarios and role play on fair lending and decision making

Adverse action procedures

Fair lending practices and the role of AI

Included in this workshop is a 90 minute AI certification course from our partners at Eltropy:

Demystifying AI for Lending, Risk, and Compliance

Artificial Intelligence is quickly reshaping community finance. This 90-minute interactive session bridges the gap between AI technology and practical business value—requiring zero coding. Tailored specifically for lending, risk, and compliance professionals, this course covers everything from the evolution of Agentic AI to implementing strict guardrails like “Human-in-the-Loop” workflows and policy controls.

Navigate Risk: Learn safe, responsible AI practices and regulatory readiness.

Practical Application: Gain hands-on training to interact with AI tools that boost efficiency.

Earn Your Certification: Design a real-world use case and earn your official AI Certification.

On September 22, the following Team Eltropy members will lead the certification:

Phillip Duncan, Senior Account Executive & AI Certification Instructor

Michael Vasquez, Director, Solutions Engineering

Saksham Bansal, Onboarding Manager

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Price: $225, includes all materials and a networking lunch

Compliance Presenter: Crystal Streeper, Director of League Services at ViClarity

Crystal Streeper is a seasoned financial industry professional with two decades of experience serving credit unions in a variety of operational and leadership roles. Her deep knowledge and frontline experience makes her a trust resource and advocate for empowering credit unions to stay compliant, resilient, and member-focused.

Event website: https://ohiocreditunions.org/event/fair_lending/